As 2008 draws to a close, it’s safe to say it’s been quite the year. The credit crisis, financial and insurance bailouts, the turbulent stock market, and continued negative news on the national housing front have all taken their toll.

But with a new year comes hope for change. A new President and top-notch team are about to take office. Oil prices are down over 50% and continue to fall. And the downtown Boston real estate market, while slower for sure then in the past, continues to outperform most of the country thanks to a combination of low inventory, relatively conservative local lending practices, and very few foreclosures and short-sales. This has kept our prices and market stable throughout the year.

I am especially grateful to all of you for your ongoing support. It is with your help and referrals that I continue to grow my business year after year, even in the current slower market. Thank you.

No matter the market, always remember your house is not just an investment, it’s your home. And a wonderful place to call home is something we can all be thankful for at this special time of year. So let’s all get together with friends and family, pop the bubbly, celebrate the upcoming holiday season and look forward to better things in 2009!

All my best for a joyous holiday season and a happy and healthy New Year!